Buying
Purchase
Conventional Loans
The go-to option for buyers with solid credit. Put as little as 3% down and drop mortgage insurance once you hit 20% equity.
Learn moreFHA Loans
Government-backed loans with flexible credit guidelines and down payments as low as 3.5% — a favorite with first-time buyers.
Learn moreVA Loans
For veterans, active-duty service members and eligible spouses. Zero down, no monthly mortgage insurance.
Learn moreJumbo Loans
For Front Range and mountain homes above conforming limits. Our specialty — where a quarter point really adds up.
Learn moreFixed Rate Mortgage
One rate, one payment, for the life of the loan. Choose a 15, 20 or 30-year term.
Learn moreAdjustable-Rate Mortgage (ARM)
A lower starting rate for a set period, then adjusts. A smart fit if you plan to move or refinance.
Learn more2-1 Buydown Loan
Lower your rate by 2% in year one and 1% in year two, easing into your full payment.
Learn moreDown Payment Assistance
Colorado programs that help cover your down payment and closing costs so you can buy sooner.
Learn moreFHA 203k Loan
Buy a fixer-upper and roll the renovation costs into a single mortgage.
Learn moreUSDA Loan
Zero-down financing for eligible homes in qualifying rural and suburban Colorado areas.
Learn moreSelf-Employed Loan
Bank-statement and alternative-income options for business owners and 1099 earners.
Learn moreNon-QM Loan
Flexible financing for borrowers whose situation doesn't fit the standard box.
Learn moreDSCR Loan
Non-QM financing for rental properties that qualifies on the property's rent, not your personal income.
Learn moreAlready own
Refinance
Mortgage Refinance
Lower your rate, shorten your term, or drop mortgage insurance.
Learn moreCash Out Refinance
Turn your home equity into cash for renovations, tuition or debt consolidation.
Learn moreHELOC
A flexible line of credit against your equity — draw only what you need, when you need it.
Learn moreReverse Mortgage
For homeowners 62+: access your equity with no monthly mortgage payment while you live in your home.
Learn moreNot sure which program fits?
Rates change constantly — talk to a professional today.